The Game

Played in an elegant setting, Baccarat is a glamorous game with flexible limits, where you decide to bet on Player or Banker. The one which has the highest point or closest to 9, will be the winning hand. The minimum point is 0 and the maximum point is 9.

All cards from 2 to 9 are counted at face value and an Ace is counted as 1. Picture cards (King, Queen & Jack) and tens have a value of 0 or any combinations totalling 10 will likewise be regarded as 0. To ascertain correct total point count, the examples given below shall be the basis for counting.


  1. Ace + 5 = 6
  2. 10 + 3 + 6 = 19. Hand total = 9.
  3. King + 10 = 20. Hand total = 0.
  4. 7 + 5 + 5 = 17. Hand total = 7.

The number of cards used for playing ranges from 1 up to 8 decks of which the choice is at the absolute discretion of the House. Both the Player and Banker can only draw a maximum of 3 cards each.

Easy To Understand. Fun To Play.

The game begins with you, betting on either Player or Banker using House chips only. The betting limits are displayed at the gaming table.

Four cards will be dealt by the House: the first and third cards will go to the Player’s hand and the second and fourth cards will be the Banker’s hand.

Baccarat Rules

a. Rules for drawing the third card for Player’s side

When Player’s first two cards’ total points are: Player’s hand:
0 or 1 or 2 or 3 or 4 or 5 Draws a card
6 or 7 Player stands. Banker can draw a third card, if required.
8 or 9 Natural – Both Player and Banker need not draw a third card.


b. Rules for drawing the third card for Banker’s side

When Banker’s first two cards’ total points are: Draws when Player’s third card is: Does not draw when Player’s third card is:
3 1 or 2/3/4/5/6/7/9/10 8
4 2 or 3/4/5/6/7 1 or 8/9/10
5 4 or 5/6/7 1 or 2/3/8/9/10
6 6 or 7 1 or 2/3/4/5/8/9/10
7 Banker stands. Player can draw a third card, if required.
8 or 9 Natural – Both Player and Banker need not draw a third card.
0 or 1 or 2 Draws a card


  • Only one more card may be drawn by either side, governed by the “Baccarat Rules”. The Player draws the third card first and drawing of the Banker’s third card depends on the Player’s third card.
  • When either Player or Banker has a value of “Natural” 8 or 9 on the initial two cards, no third card will be drawn for either side. If one side has a “Natural” 8 and the other side a “Natural” 9, the “Natural” 9 wins.
  • However, if the total point count is the same for both Banker and Player, it is a “Tie” or “Draw” game. Betting on either side will remain unaffected. There is an option to bet on a “Tie” and it pays 8 to 1. Whereas in a no “Tie” situation, any bet on “Tie” will be regarded as a losing bet.
  • Players can also have the option of betting on “Player’s Pair” or “Banker’s Pair”. “Player’s Pair” or “Banker’s Pair” is based on the outcome of the two initial cards, whether it is a pair on Player or Banker respectively. Payment for the above is 11 to 1.
  • The game will be conducted either with face-up or face-down (squeezing) of cards as determined by the House.

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